Individual Savings Account (ISA's)
ISA's are the best way to getting into diversifying your savings. You can have two types of ISA's; cash ISA and Stocks and Shares ISA.
At Paul Fenton Financial Services, we specialize in giving advice on stocks and shares ISA's.
Why A Stocks And Shares ISA?
Since their introduction in 1999, ISAs, have become one of the most popular and tax-efficient ways to invest and save for the future
Stocks and shares ISA allowance remains at £20,000 for the 2026/ 2027 tax year and now allows full flexibility in how you can invest and withdraw your savings.
From April 2027 this will be changing. The new limit will be reduced to £12,000 a year for a cash ISA while the full ISA limit will remain at £20,000. This still allows you to use your full ISA limit if you incorporate a stocks and shares ISA into your savings.
Our stocks and shares ISA are managed by award winning investment portfolio managers and allow you to diversify your savings journey. we also make sure to take your needs and attitudes to risk into account. The service doesn’t stop when you start investing. Regular reviews allow us to tweak your portfolio as your needs or market conditions change. This is the best way to stay prepared and on track to meet your financial goals.
